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               PERFORMANCE (As of March 31, 2008)
         
  Average Annual Returns 1-year 3-year  5-year 10-year
  Stock Fund -7.8% 6.4% 14.0%  6.4%
  S&P 500 -5.1% 5.9% 11.3%  3.5%

 

         
  Income Fund 6.2% 5.5% 5.1% 5.9%
  Citicorp BIG Index 8.4% 5.8% 4.6% 6.1%
         
         
            
                  Income / Current Yield   Management Fees per Annum
  Stock Fund 2.2% Stock Fund 0.95%  
  Income Fund 5.5% Income Fund 0.50%  
           
           

Performance information is provided on a quarterly basis by New England Pension Consultants based on security valuations furnished by State Street Corporation, the DIT's custodian. The average annual returns reflect changes in unit values and assume the automatic reinvestment of dividends. The returns are before management fees.