The DIT Total Fund, comprised of the Stock and Income Funds, gained 1.7% (gross)* in the fourth quarter, underperforming the index** by 70 bps. The DIT Income Fund (+1.1%) matched the Bloomberg U.S. Aggregate Index, but the DIT Stock Fund (+1.9%) underperformed the 80% S&P 500/20% MSCI EAFE Index (+3.1%) by 120 bps.